Skip to main content

Skip to navigation

Weather Alert: The Waynesville and Cherokee Branches will be opening at 10 am due to slick road conditions. All other branches open at normal time today, Monday, 2/23/26.

Masculine hands holding a mobile phone.

Budget Boost

Our Tax Loan makes it easier to manage bills, refunds, and unexpected costs.

Learn More about tax loans.

Person using a laptop with digital illustration of a house, percentage sign, and upward arrows representing rising mortgage or interest rates.

Local Help, Big Savings

Our mortgage experts are here to help you refinance with confidence.

Learn More about mortgage refinances

A construction worker laying hard wood floors inside a home.

Flexible Funds. Local Lending.

Use your equity to simplify debt, fund projects, or plan ahead with rates as low as 5.49% APR*.

Learn More about home equity loans.

A smiling female hiker sitting on a rock looking at a map with mountains in the background.

Climb Higher

Make the most of 2026 with 6.00% APY* on Summit Personal Checking!

Learn More about Summit Personal Checking.

A smiling, young female student wearing a backpack and holdng books.

Building Brighter Futures

Seven $2,000 scholarships are available to help local students achieve their dreams!

Mountain Credit Union

Serving Western North Carolina Since 1963!