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We’ve received reports of phone number spoofing where calls may appear to come from Mountain Credit Union. Some recent card activity has been linked to unusual merchants. If a call seems suspicious, please hang up and contact us directly. We will never ask for your full card number, PIN, or online banking information.

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Budget Boost

Our Tax Loan makes it easier to manage bills, refunds, and unexpected costs.

Learn More about tax loans.

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Local Help, Big Savings

Our mortgage experts are here to help you refinance with confidence.

Learn More about mortgage refinances

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Flexible Funds. Local Lending.

Use your equity to simplify debt, fund projects, or plan ahead with rates as low as 5.49% APR*.

Learn More about home equity loans.

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Climb Higher

Make the most of 2026 with 6.00% APY* on Summit Personal Checking!

Learn More about Summit Personal Checking.

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Building Brighter Futures

Seven $2,000 scholarships are available to help local students achieve their dreams!

Mountain Credit Union

Serving Western North Carolina Since 1963!