Sometimes, unexpected expenses or other financial priorities can make managing your monthly loan payments challenging. That's where our Skip A Payment program comes in handy. With Skip A Payment, you can temporarily defer a monthly payment on qualifying loans*, giving you the flexibility you need without affecting your credit score.
Eligible loans include:
Auto Loans
Boat Loans
Motorcycle Loans
RV Loans
Motor Sport Toy Loans
Share Secured Loans
Personal Loans
Ready to give yourself some financial flexibility? Contact us now for more information and for a copy of our Skip A Payment form to navigate life's unexpected twists and turns with confidence.
TruStage® Insurance
When it comes to insurance, trust TruStage® Insurance Agency for simplicity, reliability, and budget-friendly coverage for life, auto, and home. With TruStage®, you'll find straightforward solutions tailored to your needs, providing the peace of mind you deserve. Backed by over 80 years of experience serving credit unions and their members, TruStage® is a name you can trust to safeguard what matters most to you.
Explore your insurance options and get a quote today.
Mechanical Breakdown Protection (MBP)
Gain peace of mind with Mechanical Breakdown Protection. Our MBP coverage shields you from expensive repairs in the event of a mechanical failure of your vehicle.
Additional Benefits:
Enjoy a Free Look Period, allowing cancellation of your MBP package with a full refund.
Benefit from Rental Car Reimbursement, ensuring you stay on the road even during repairs.
Protect your vehicle and your wallet with Mechanical Breakdown Protection.
Guaranteed Asset Protection (GAP)
Safeguard your vehicle investment with Guaranteed Asset Protection Advantage from Mountain Credit Union. In the unfortunate event of a total loss, GAP Advantage bridges the "gap" between your vehicle's value and the remaining amount you owe on your loan.
Benefits include:
Helps to protect your credit rating.
Eliminates or reduces "out of pocket" expenses.
Allows you to purchase a replacement vehicle sooner because there is little or no carry-over balance.
Ask a team member about GAP for your next vehicle loan!
Proof Of Insurance
We require insurance to be present on all collateralized loans.
No higher than a $1,000.00 deductible on comprehensive / collision coverage.
Credit Union must be listed as loss payee on the policy.
Mountain Credit Union
PO Box 924124
Fort Worth, TX 76124
The borrower cannot be excluded from the policy.
The collateral listed on the loan must be shown as the insured vehicle.
If you have received a letter asking to provide insurance information, please send your INSURANCE DECLARATION PAGE using one of the following channels:
Contact 1-866-261-3726 to text a picture of your insurance declarations page. Call the same number for assistance in providing your proof of insurance.
Scan this QR code using your mobile phone. A notification box will appear at the top of your phone where you will enter in requested information.
Overdraft Loan Protection
Secure your financial peace of mind with Basic Overdraft Loan Protection. This service allows overdraft loan transfers to be made to your checking account, as needed, up to a maximum loan amount of $1,000, in increments of $100.
Maximum loan amount of $1,000.
Transfer increments of $100.
For greater financial flexibility, consider our Reserve Overdraft Line of Credit. This option offers a maximum loan amount of up to $10,000, with advances granted directly to members, in addition to overdraft advances.
